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Coed care: U.S. colleges and universities try to convince the "invincible" that health insurance is a good idea

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Oh, to be in that generation that feels immortal--the generation of college students. Unfortunately, that feeling of immunity often can lead students to some poor decisions when considering healthcare benefits. "It is a healthy population without a perceived need for insurance," says Don Atherton, president of Integrated Benefit Solutions in Houston. "They have to be motivated to seek out coverage when they would rather pay the rent than buy health insurance."

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